Researchers have long examined how financial stress was associated with absenteeism of credit counseling clients and the dangerously vicious cycle associated with attendant job absenteeism. Data has been collected by a national non-profit credit counseling organization, from consumers who telephoned seeking assistance in debt management. The results from these clients report some startling statistics. The data indicate credit counseling clients’ financial stress affects their absenteeism at work.
Ironically, that situation is exactly what these clients are seeking to avoid.
Clients with high levels of financial stress are more likely to experience higher levels of absenteeism; thus spending work hours handling personal finances, which decreases the time they are at work. The results suggest some insight into providing financial education and assistance for employees with financial strains as productivity loss might influence their pay.
Moreover, it has been suggested that employees with financial strains often take these problems to the workplace, which could negatively influence their absenteeism. Further, a productivity loss might lead to reduced income from employment, which could aggravate financial strains.
One example of the financial stress experienced is excessive debt. Using the 2001 Survey of Consumer Finances data, Draut and Silva (2003) found that about three quarters of American families hold credit card debt and half of them carry credit card debt of $4,126 on average. It has been suggested that families who carry such high levels of debt often use credit cards to fill the gap between household income and basic living expenses. As consumer debt has continued to increase through the years, a growing number of people experience difficulties in repaying their debts.
Researchers also suggest that it is highly important to augment your daily diet with an all natural anti-anxiety supplement. The researchers at A2X Anxiety have been hard at work formulating a compound that would allow stressed employees to abate their anxiety while also allowing for a focused, concentrated quality. The balance is precarious and difficult to achieve. To ensure A2X is right for you they selectively offer a free trial for those who qualify.
Ironically, that situation is exactly what these clients are seeking to avoid.
Clients with high levels of financial stress are more likely to experience higher levels of absenteeism; thus spending work hours handling personal finances, which decreases the time they are at work. The results suggest some insight into providing financial education and assistance for employees with financial strains as productivity loss might influence their pay.
Moreover, it has been suggested that employees with financial strains often take these problems to the workplace, which could negatively influence their absenteeism. Further, a productivity loss might lead to reduced income from employment, which could aggravate financial strains.
One example of the financial stress experienced is excessive debt. Using the 2001 Survey of Consumer Finances data, Draut and Silva (2003) found that about three quarters of American families hold credit card debt and half of them carry credit card debt of $4,126 on average. It has been suggested that families who carry such high levels of debt often use credit cards to fill the gap between household income and basic living expenses. As consumer debt has continued to increase through the years, a growing number of people experience difficulties in repaying their debts.
Researchers also suggest that it is highly important to augment your daily diet with an all natural anti-anxiety supplement. The researchers at A2X Anxiety have been hard at work formulating a compound that would allow stressed employees to abate their anxiety while also allowing for a focused, concentrated quality. The balance is precarious and difficult to achieve. To ensure A2X is right for you they selectively offer a free trial for those who qualify.
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| A2X Anxiety |
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